Sixty percent of employees allowed to choose between a traditional employer-sponsored health insurance plan and a cheaper, high-deductible or limited network plan opted for the lower prices, a study of employees released Tuesday shows.
The data from 2,503 employees in New York and New Jersey showed that 80% of people chose a plan other than their employer’s traditional offering, even if the costs remained the same to the employee, said Alan Cohen, chief strategy officer of Liazon, which provides health exchanges to private employees.
The options included a traditional no-deductible plan, higher-deductible plans in conjunction with health savings accounts, and plans that limited employees to a care network built around one primary care doctor or a limited network around an accountable care organization.
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