At Cosby Insurance Group, we strive to be more than your broker / agent. We become part of your team, working to alleviate your worries and take care of your interests. We analyze your plan’s design, cost, underwriting, and claims in order to provide the maximum value for your company. For your company’s employee benefits plan, we have the expertise to help clarify and resolve issues.
Once we understand your needs and goals, we can offer you expert services in the following areas:
- Strategic planning
- Renewal negotiating
- Funding and payment options
- Claim audits
- Benefit designs and pricing
- Underwriting
- Member utilization
- Vendor selection
- Emerging products and trends
- Outsourcing
- Benchmarking
- Provider networks
Cosby Insurance Group provides the same excellent service to all our clients, regardless of size, by offering:
- Health insurance (fully insured and self insured)
- Life insurance
- Short-term Disability
- Long-term Disability
- Dental
- Long-term Care
- Voluntary benefits
- Medicare supplements
- Flexible spending accounts and premium only plans, IRS section 125 plans
- Health reimbursement arrangements and medical expense reimbursement IRS section 105 plans
- Health saving accounts, IRS section 223 plans
- COBRA and HIPAA administration
- Summary Plan Description booklets
- Employee education
- Vendor evaluation
