Critics state that health care cost are driven higher and higher as a direct result of the third-party payer system. These critics certainly will not be happy that the federal government has now mandated that preventative services be included in future insurance plans. This continues the debate regarding prospectively funded health plans vs. insurance plans that are merely a financial vehicle to protect. According to the federal laws, we all need to now insure for preventative care.
Birth control will soon be a covered service in your health insurance plan with no cost sharing, whether you want it or not. So will a number of other services:
- Well-woman visits
- Screening for gestational diabetes
- Human papillomavirus (HPV) DNA testing for women 30
years and older - Sexually-transmitted infection counseling
- Human immunodeficiency virus (HIV) screening and counseling
- FDA-approved contraception methods and contraceptive
counseling - Breastfeeding support, supplies, and counseling
- Domestic violence screening and counseling
Read more at HealthCare.gov and go here for a list of preventative services.
