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Tag: Patient Protection and Affordable Care Act (PPACA)

Breaking: House Votes to Delay Health-Law Mandates

House lawmakers on Wednesday voted to approve two separate bills amending portions of the Affordable Care Act, the latest moves by the GOP to try to throw up hurdles to the Obama health law.

The first bill would codify the year-long delay to the obligation on companies to provide health care coverage to their workers from next year.

The second would delay a similar obligation on individuals to purchase health-care insurance.

The vote on the first bill delaying the employer mandate passed 264-161, with 35 Democrats joining Republicans in supporting it. The vote on the second legislation was approved by a vote of 251-174. On that measure, 22 Democrats sided with the majority.

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People Wanting Obamacare Consumer Penalty Waived Outnumber Penalty Supporters 3 to 1

In the aftermath of last week’s surprise 2014 waiver of the employer-mandate to provide health insurance or face a fine, HealthPocket surveyed consumers to assess their feelings regarding the decision not to extend a similar penalty waiver to uninsured consumers.

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For employers with 50 or more workers in 2014,1 there was a $2,000 penalty per full time employee for those employees not provided health insurance meeting the requirements of the Affordable Care Act. This insure-or-face-a-penalty provision does not become active for employers until 2015 now that the waiver for 2014 has been announced. However, most consumers still face a penalty for being uninsured starting in 2014. The 2014 penalty amount for individuals is 1% of their annual income or $95, whichever is the larger amount. Families face higher penalties than individuals and the penalty amount itself increases each year until 2016 when it reaches $695 or 2.5% of annual income for individuals, whichever is larger. After 2016 the penalty is adjusted based on cost-of-living.

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Top 10 Tips For Communicating The ACA

The delay of the ACA’s employer mandate threw employers a curve ball, and employees nationwide have also expressed confusion about upcoming changes to their health plans. Plan sponsors can help clear up the confusion this summer with these 10 tips for communicating the Affordable Care Act.

1. Leverage best practices
Apply solid change management principles and use those communication approaches that work in your organization.

2. Apply a filter
Focus your messages on actionable information about available coverage, choices and the impact of those choices on personal finances.

3. Avoid ‘wonkiness’
Keep politics out of your messages as much as possible — stick to the facts.

4. Keep it simple
Write to an eighth-grade reading level to make it as easy as possible for everyone to understand health care reform.

5. Tailor as needed
The ACA may impact different employee groups in different ways. Think through the messages that affect all employees and those messages that affect only specific audiences.

6. Integrate with annual enrollment
Integrate messages, media channels and overall approach with your annual enrollment communication.

7. Use a range of media
Convey your messages through an array of media channels to increase your chances of getting the messages across.

8. Focus on compliance
Materials impacted by the 2014 ACA provisions include summary plan descriptions and summary material modifications documents, as well as the required exchange notices.

9. Develop a plan
Create an action plan that ensures you are focused on what is most important — covering all of the relevant provisions and audiences.

10. Capitalize on the opportunity
Use the widespread health focus to put tangible health and wellness opportunities in front of employees and their families.

Source: Employee Benefit News

Rudy Giuliani On Obamacare (VIDEO)

“Democrats are scared Obamacare will cost them in 2014 midterms. Obama should “delay the whole thing permanently.”

Former New York Mayor Rudy Giuliani told PJ Media that rather than delay the employer mandate in the healthcare law, President Obama should “delay the whole thing permanently.”

Compared to businesses, Giuliani said “private individuals” are going to have a more difficult time coping with the law’s rules and regulations.

“I think he should delay the whole thing permanently. I think it is very strong evidence that the whole bill is flawed. After all, this bill was passed several years ago, right. If you have to delay it in order to implement it, there’s something fundamentally wrong with it,” Giuliani told PJ Media on Capitol Hill.

“I mean, he should also delay the sanctions for individuals. Why are only businesses – in fact, businesses can prepare themselves better than private individuals can so necessarily he should also delay the sanctions for private individuals which means he should delay the whole thing.”

The healthcare law requires businesses with more than 50 full-time employees to provide health insurance for all of their workers or face a penalty of $2,000 per employee.

According to the law, those working over 30 hours per work are considered full-time.

Companies like Darden Restaurants have announced that they are cutting workers’ hours to avoid the added costs of insuring every worker. Some colleges and universities have said they cannot afford to cover every employee, as the law requires, so they have to reduce adjunct faculty members’ hours.

“As you probably know, the Affordable Care Act has redefined full-time employees as those working 30 hours or more per week,” said Community College of Allegheny County President Alex Johnson in an email announcement.

“As a result, the college must adjust hours of some temporary part-time employees and adjuncts to comply with the new legislation’s conception of part-time employment.”

The law also requires every American to purchase health insurance or pay a fine to the IRS.

“I mean, the whole thing was a mistake in the first place. It was a big disaster. It cost the Democrats the elections in 2010. I think they are very frightened it’s going to cost them the elections in 2014 because the bill is totally flawed,” Giuliani told PJ Media.

“When an administration has to hold off a bill like this, it indicates there’s something fundamentally wrong with it.”

White House Press Secretary Jay Carney said delaying the mandate until 2015 gives businesses “flexibility” to prepare for the full implementation of the law.

“This was the law. How can they change the law?” said Democratic Sen. Tom Harkin, according to The New York Times.

Carney was asked on Wednesday for his response to Harkin suggesting that Obama lacks the authority to halt provisions of the law.

“The fact of the matter is this is not unusual, and it is done — it is — it is evidence of the kind of flexibility and deference to the concerns and interests of, in this case, a small percentage of American businesses with more than 50 employees that you would think Republicans would support, because you know and I know that their concern is not that we delayed the implementation of an aspect of this law, one provision of it; it’s that they want to try everything they can to undermine the implementation of this law,” Carney said.

“People who suggest that there’s anything unusual about the delaying of a deadline in the implementation of a complex and comprehensive law are, you know, deliberately sticking their heads in the sand or are just willfully ignorant about past precedent. It’s just not — it’s not serious.”

Source: PJ Media

Rudy Giuliani On Obamacare (VIDEO)

“Democrats are scared Obamacare will cost them in 2014 midterms. Obama should “delay the whole thing permanently.”

Former New York Mayor Rudy Giuliani told PJ Media that rather than delay the employer mandate in the healthcare law, President Obama should “delay the whole thing permanently.”

Compared to businesses, Giuliani said “private individuals” are going to have a more difficult time coping with the law’s rules and regulations.

“I think he should delay the whole thing permanently. I think it is very strong evidence that the whole bill is flawed. After all, this bill was passed several years ago, right. If you have to delay it in order to implement it, there’s something fundamentally wrong with it,” Giuliani told PJ Media on Capitol Hill.

“I mean, he should also delay the sanctions for individuals. Why are only businesses – in fact, businesses can prepare themselves better than private individuals can so necessarily he should also delay the sanctions for private individuals which means he should delay the whole thing.”

The healthcare law requires businesses with more than 50 full-time employees to provide health insurance for all of their workers or face a penalty of $2,000 per employee.

According to the law, those working over 30 hours per work are considered full-time.

Companies like Darden Restaurants have announced that they are cutting workers’ hours to avoid the added costs of insuring every worker. Some colleges and universities have said they cannot afford to cover every employee, as the law requires, so they have to reduce adjunct faculty members’ hours.

“As you probably know, the Affordable Care Act has redefined full-time employees as those working 30 hours or more per week,” said Community College of Allegheny County President Alex Johnson in an email announcement.

“As a result, the college must adjust hours of some temporary part-time employees and adjuncts to comply with the new legislation’s conception of part-time employment.”

The law also requires every American to purchase health insurance or pay a fine to the IRS.

“I mean, the whole thing was a mistake in the first place. It was a big disaster. It cost the Democrats the elections in 2010. I think they are very frightened it’s going to cost them the elections in 2014 because the bill is totally flawed,” Giuliani told PJ Media.

“When an administration has to hold off a bill like this, it indicates there’s something fundamentally wrong with it.”

White House Press Secretary Jay Carney said delaying the mandate until 2015 gives businesses “flexibility” to prepare for the full implementation of the law.

“This was the law. How can they change the law?” said Democratic Sen. Tom Harkin, according to The New York Times.

Carney was asked on Wednesday for his response to Harkin suggesting that Obama lacks the authority to halt provisions of the law.

“The fact of the matter is this is not unusual, and it is done — it is — it is evidence of the kind of flexibility and deference to the concerns and interests of, in this case, a small percentage of American businesses with more than 50 employees that you would think Republicans would support, because you know and I know that their concern is not that we delayed the implementation of an aspect of this law, one provision of it; it’s that they want to try everything they can to undermine the implementation of this law,” Carney said.

“People who suggest that there’s anything unusual about the delaying of a deadline in the implementation of a complex and comprehensive law are, you know, deliberately sticking their heads in the sand or are just willfully ignorant about past precedent. It’s just not — it’s not serious.”

Source: PJ Media